Personal Services



		What is Daily Money Management? Daily Money Management is a service, which provides assistance for individuals and families in managing their financial affairs. The services of a Daily Money Manager can enable older adults to maintain their independence while providing their families or caregivers with peace of mind. Many individuals and families have busy lives that leave little time for leisure pursuits; daily money management services can give them more time to do the things they enjoy. Who needs a Daily Money Manager? YOU DO!
				Every busy person and family.
				Students starting college.
				Graduates starting work.
				Senior citizens and/or their caregivers who are
				committed to maintaining an independent lifestyle.
				Challenged people with physical or mental limitations.
				Those in debt.
				Newly engaged couples (pre-marital financial counseling)
				People who have never handled finances.
				Travelers with commitments at home.
		What can a Daily Money Manager do for you?
				Help you identify financial goals.
				Develop a budget that reflects your financial conditions
				Organize and maintain your personal and financial
				records, files and correspondence.
				Track and pay bills.
				Prepare and make bank deposits.
				Reconciling your bank statement.
				Generate monthly reports on receipts and spending.
				Prepare information for your tax preparer.
				Work with your attorney, CPA, financial advisor,
				insurance professional to provide you with complete
				financial services.
				Facilitate credit repair of debts or identity theft.
				Schedule professional and household maintenance
				appointments.
				Work with realtors for sale or lease of your property.
				Collect rent on your properties.
				Compile information to settle estates.
		What doesn't a Daily Money Manager do? A Daily Money Manager does not provide tax, investment, or legal advice.These services are provided by your accountant, financial advisor or attorney. A Daily Money Manager works with these professionals to provide you with complete financial services. When is it time for a Daily Money Manager? People often turn to a Daily Money Manager after a crisis such as a utilitycut-off or threatened eviction. But Daily Money Management can also help prevent such emergencies. Review your checkbook, bank statements, and canceled checks. If you're concerned about someone else's finances, make sure that person reviews the financial documents with you. These are some indicators that Daily Money Management might help you or a loved one:
				Inappropriate payments, e.g., payment of medical bills
				when insurance has already paid them.
				Many payments to home shopping, credit card
				companies, sweepstakes, etc.
				Excessive number of checks made out to charities.
				No tracking of income sources.
				Deposits and/or checks not recorded in check register.
				Lost checkbook or bank statements.
				Numerous transfers or funds from savings to
				checking account.
				Consistent payments to the same person
				(which many indicate financial exploitation).
		Review bills and correspondence. Many letters from creditors or overdue bills indicate the Daily Money Management could be needed. If we've missed something you need, let's add it! Together we'll develop solutions that work for you. Call for a Free Consultation! 781-246-5803